FormEase logo
FormEase
All-in-One Platform
HomeAboutServicesPricing
Log InGet Started
FormEase logo
FormEase
All-in-One Platform

India's trusted portal for Scholarships, Grants, Tenders, and Startup opportunities — simple, secure, and guided.

Quick Links

  • Home
  • About Us
  • Services
  • Contact Us
  • FAQ

Services

  • Scholarships
  • Government Schemes
  • Startup & MSME
  • Agriculture
  • Women Programs

Stay Updated

Get the latest updates on new services and features.

contact@formease.in
Mon – Sat, 9:00 AM – 6:00 PM
Important: FormEase is an independent, privately operated platform. We are not affiliated with, endorsed by, or connected to the Government of India or any government department. Official applications can be made directly — and are often free — on the respective official government portals. Our paid services are optional assistance only and do not guarantee approval of any application. Read the full disclaimer.
© 2026 FormEase. All rights reserved.
Privacy PolicyTerms of ServiceRefund Policy

We use cookies

Strictly necessary cookies keep you signed in and remember this choice. We would also like to set optional cookies to remember your preferences and to measure how the site is used. Nothing optional is stored until you agree. Read our Cookie Policy.

  1. Home/
  2. Startup & MSME Schemes/
  3. Credit Guarantee Scheme for Startups (CGSS)
All India

Credit Guarantee Scheme for Startups (CGSS)

Department for Promotion of Industry and Internal Trade (DPIIT), operated by NCGTC

About This Scheme

Status: active. A credit guarantee scheme providing collateral-free credit to DPIIT-recognized startups by covering loans extended by Scheduled Commercial Banks, NBFCs, and SEBI-registered Venture Debt Funds. Expanded in May 2025: guarantee cover ceiling raised from Rs 10 crore to Rs 20 crore per borrower, with 85% cover for defaults up to Rs 10 crore and 75% for amounts exceeding Rs 10 crore. Annual Guarantee Fee for 27 Champion Sectors reduced to 1% p.a.

Eligibility Criteria

  • DPIIT-recognized startups
  • No outstanding credit default with any financial institution/investor
  • Must not be classified as Non-Performing Asset (NPA) under RBI guidelines
  • Loan must be extended by a member lending institution (bank/NBFC/venture debt fund)

Benefits

Government-backed credit guarantee enabling DPIIT-recognized startups to access collateral-free term loans, working capital and venture debt, with guarantee cover up to Rs 20 crore per borrower.

How to Apply

  • Applications accepted on a rolling basis
  • Apply via the official portal: https://www.jansamarth.in

Quick Info

Amount / Funding
Rs 20 crore
State / Region
All India
Ministry / Dept
Department for Promotion of Industry and Internal Trade (DPIIT), operated by NCGTC
Apply Now →
Tags
government_schemecentral_government