Term Loan Scheme (GSKVN)

The Gujarat Safai Kamdar Vikas Nigam (GSKVN) offers term loans ranging from ₹1 lakh to ₹15 lakh at 6% interest to safai kamdars and their dependents in Gujarat for self-employment.

The "Term Loan Scheme" is a crucial initiative by the Gujarat Safai Kamdar Vikas Nigam (GSKVN), operating under the Social Justice and Empowerment Department, Government of Gujarat. This program is specifically designed to empower safai kamdars (sanitation workers/scavengers) and their families by offering vital financial assistance. The core objective is to facilitate their transition from the traditional, often hazardous, and socially stigmatized occupation of manual scavenging into a life of dignity and self-reliance. Through this scheme, beneficiaries can access term loans to establish or expand various income-generating self-employment ventures. This strategic financial support not only aims to alleviate economic hardship but also serves as a powerful tool for social integration, enabling these communities to participate fully in mainstream society. The scheme is a collaborative effort, implemented with significant backing from the National Safai Karamcharis Finance & Development Corporation (NSKFDC), New Delhi, reinforcing its commitment to nationwide social upliftment goals at the state level. It provides a pathway for individuals to pursue sustainable livelihoods, fostering entrepreneurship at the grassroots level and contributing to inclusive economic growth in Gujarat.