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Maharashtra

Micro Credit Finance

National Scheduled Castes Finance and Development Corporation (NSFDC)

About This Scheme

A Maharashtra government scheme offering financial support up to ₹50,000 (loan + subsidy) to economically disadvantaged Charmakars for income-generating activities in footwear and leather production.

The Micro Credit Finance scheme, implemented by the Department of Social Justice & Special Assistance of the Government of Maharashtra and funded by the National Scheduled Castes Finance and Development Corporation (NSFDC), aims to significantly improve the lifestyle of economically disadvantaged individuals belonging to the Charmakar community (including Dhor, Chambhar, Holar, Mochi, etc.) who live below the poverty line. This critical initiative is designed to foster their educational, economic, and social advancement, helping them achieve a respectable position in society. A key focus is on stimulating the production of diverse footwear and leather articles, targeting both government supply contracts and broader open market sales, thereby creating sustainable livelihoods and promoting entrepreneurship within the community.

Benefits

  • The scheme provides substantial financial support for eligible individuals to kickstart or expand their income-generating activities.
  • Beneficiaries can receive financial assistance ranging from ₹25,000 to ₹50,000, structured as a loan.
  • This loan comes with a remarkably low annual interest rate of 5%, designed to ensure affordability and ease of repayment.
  • Additionally, a significant ₹10,000 subsidy is provided, directly reducing the financial burden and enhancing the viability of their entrepreneurial ventures, specifically in footwear and leather article production.

How to Apply

Rolling basis

Quick Info

Amount / Funding
₹25,000 – ₹50,000
State / Region
Maharashtra
Ministry / Dept
National Scheduled Castes Finance and Development Corporation (NSFDC)
Tags
DebtEquity-freeRepayableIdeaProductRevenue